Melbourne Financial Group

Our Team

Brett Nicholson

Brett Nicholson - B.Ec MBA (Fin)


Brett has extensive experience in the finance industry. Prior to establishing MFG in 2004, Brett worked for major financial institutions in both Australia and overseas (including ANZ, BNP Paribas and Citigroup).

Brett has over 20 years experience in residential and commercial banking, money markets, foreign exchange and the share market having worked in Australia, America and Europe.

Brett holds a Bachelor of Economics (Econometrics) and MBA majoring in Finance from Monash University which he completed in Chicago, USA. He has also successfully completed industry recognised qualifications in financial securities, mortgages and commercial lending.

Over the past 20 years, Brett has held numerous positions across the finance sector.

  • Money Market Dealer (cash, bonds, futures)- Tricontinental Merchant Bank
  • Business Banking- ANZ
  • Corporate Foreign Exchange Dealer- ANZ
  • Head of European Foreign Exchange Trading - Banque Nationale De Paris
  • Emerging Market Equities Trader- Wall Street New York
  • Stock Broker- Citigroup /Salomon Smith Barney now known as Morgan Stanley

Career Highlights

  • Money Market Dealer when interest rates hit 20% in the 1990's
  • Global Foreign Exchange Trader when the European Exchange Rate Mechanism (ERM) broke down in mid 1990s
  • Interbank Asian Foreign Exchange Trader during the Asian Financial Crisis in 1997
  • Stock Broker in NY during the dotcom boom/crash
  • Managed the buying and selling of shares for some of the largest hedge funds in the USA in emerging markets such as Asia, Eastern Europe and Africa
  • Director of MFG during the Global Financial Crisis in 2007

Brett Nicholson is a credit representative (399118) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237).

Rajesh Panda (Raj) Accounting

Rajesh Panda (Raj) B.Bus (Acc)

Associate Director

Raj has extensive experience in the mortgage & home loans market in particular credit assessment.

Raj has worked at the Commonwealth Bank in home loan sales, Liberty Finance in credit assessment as well as many years at ANZ as a senior credit manager. Raj’s expertise is in the assessment of complex self-employed company trust home loans as well as the assessment and packaging of commercial and business loans.

Raj holds a bachelor of accounting from Swinburne University and has also successfully completed industry recognised courses in credit, mortgages & commercial lending.