Home loans
We offer a range of options for structuring your lending arrangements:
- Home loans for first home buyers
- Refinancing
- Investment loans
- Construction loans
- Rural property loans
Customers today face a wide choice of lending products offered by 100's of lenders. We will assist you with all the complex terminology the banks use and how to minimise the fees banks charge.
MFG will assess the options and walk you through each step of the process, and present you with the solution that best suits your financial needs. MFG has relationships with over 35 lenders and access to 100's of products.
MFG will assist you throughout the whole process. From choosing the product to attending the branch to sign documents and open your accounts.
In assessing your situation, there may be potential to rearrange your lending to reduce your payments and provide you with greater flexibility to pay your loan off sooner. This may free up funds that you can invest to build for your future. For example:
- You may want to consolidate your debt; you may be paying over 15% on a credit card and over 10% on a personal loan.
- You may be paying a higher interest rate than alternative products.
- You may be paying for features you are not using.
- You may want advice on whether to have an interest only option.
- You may want certainty and want a fixed interest rate option.
- Your lending situation may have changed. You may have accumulated equity in your home and want to use this for other investments such as an investment property or a share portfolio.
- You may want to plan for lifestyle changes: or
- The arrival of a new family member; or
- Flexibility to take long service leave or a long awaited holiday.
All of these circumstances could potentially benefit from an assessment of your current lending arrangements and a review of the options available to you.
Our services extend to the self employed and credit impaired. We also provide solutions to customers with no genuine savings, no proof of income and no deposit